Companies are practically never safe from different types of personal injury lawsuits. For instance, with the help of an experienced slip and fall attorney in LA, plaintiffs can ultimately sue your company for millions even if the slip and fall accident didn’t result in permanent injuries. Thus, if anyone gets injured because of your company, that individual has everything to gain.
In some cases, some victims may go as far as to intentionally cause an injury with the aim of collecting damages. No matter the plaintiff’s motivation, it is essential to effectively protect your company from different types of personal injury claims. Here are tips to help you do so.
1. Ensure you have general liability insurance
Every company, regardless of its size, must have general liability insurance. This type of insurance is the best way to successfully protect your business against injury lawsuits. Even if you have property insurance, it is recommended to have general liability insurance too. If you operate from your home, you may not need these two types of insurance.
Once you get the general liability, it is a good idea to carefully review it annually. This way, you will understand what your insurance policy covers. In case an accident related to your business operations happen, it will be easier for you to talk to both your insurer and the injured person.
2. Prevent accidents related to your business
Along with accidents due to spills and elements, business owners are responsible for the entire structure and maintenance of their premises. This also includes damage to the railings and stairs leading to that property and those inside the premises. Note that bricks might lose their mortar over time and this might result in a danger to both workers and visitors. Railings might also become loose and probably pull away from the wall.
To prevent accidents, make sure that a professional inspection is done regularly, and all necessary repairs are done in time. Besides, an inspection can cover your business in the event of a slip and fall accident or other types of accidents.
3. Be smart about the property maintenance
Keep in mind that cleaning and general property maintenance is part of the deal if you own any building. If possible, consider getting the property cleaned outside business hours. Remember, wet floors (particularly immediately after being mopped), can be slippery, and this could increase the chances of slip and fall accidents.
In case it is impossible to get the building cleaned after office hours, get the floors cleaned one section at a time and put up a warning sign. This will help the individuals within the property to know that the section is slippery.
4. Get everything organized
Most people don’t know that clutter is always a potential danger. A clean workstation and space mean there is a low risk of accidents. Therefore, you shouldn’t let boxes pile up especially if your business gets a lot of visitors.